Private Client Financial Advisor

Company: Citizens
Location: Rhinebeck
Posted on: April 3, 2025

Job Description:

DescriptionAt Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. - In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals. -
Citizens Securities, Inc. is honored to be a high-quality provider in the investment industry. Focused on growing our market share, we're hiring Private Client Financial Advisors to proactively identify and sell a broad array of investment, insurance, and bank products.
Private Client Financial Advisors are their clients' primary trusted advisor. In this role, they will meet with existing and prospective clients to understand their investment and lending needs. They use financial planning experience and our discovery-based planning tools to complete comprehensive analyses of your clients' assets, income, liabilities, cash flow and tax status. Then they compare and evaluate investment options, identify investment strategies, and recommend potential products based on suitability.
Private Client Financial Advisors work with a variety of business partners and referral sources to uncover and identify prospective opportunities. Our Private Client Financial Advisors are adept at growing existing relationships, using partnership referrals, and conducting new business development. Through strong relationships with branch colleagues - within a given territory - and individual proactive outreach, they are poised to meet and exceed sales goals.
Primary responsibilities include

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• Identify client objectives and goals; then monitor progress throughout the financial lifecycle
  
• Broaden and deepen affluent client relationships in investment, deposit, and lending
  
• Become a trusted advisor who earns referrals from existing clients
  
• Engage prospects to promote and sell investment products and services
  
• Evaluate and analyze client financial information and data
  
• Use planning and discovery tools to uncover perspective opportunities
  
• Develop and present suitable solutions to meet client goals
  
• Partner with other colleagues to implement solutions
  
  Qualifications, Education, Certifications and/or Other Professional Credentials
  
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  • Series 7 and 66 (65 and 63), Life Accident & Health licenses
    
  • CFP or CRC preferred
    
  • Bachelor's degree or equivalent work experience
    
  • 5+ years of industry related experience
    
  • Record of building internal partnerships
    
  • Excellent oral and written communication skills
    
  • Team oriented with a strong work ethic and entrepreneurial spirit
    
  • Experience using financial planning tools
    
  • Familiarity with consumer lending and banking solutions
    
  • Digital literacy and experience
    
  • Experience with investment product referrals and sales
    
  • Knowledgeable of regulatory requirements to ensure a sound control environment
    
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    Hours & Work Schedule
    
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    • Hours per Week: 40
      
    • Work Schedule: varies
      
      Pay Transparency
      Commissioned based. - Individuals in this role have historically earned between $105,000 - $250,000 per year, based on -performance and productivity against commission plan parameters. -
      We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit .
      #LI-CITIZENS6
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      Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. This sales role is commission-based. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
      Equal Employment OpportunityCitizens, its parent, subsidiaries, and related companies (Citizens), provides equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability, or history or record of a disability, ethnicity, gender, gender identity or expression, transgendered and transitioning individuals, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens we are committed to fostering an inclusive culture that enables colleagues to bring their best selves to work every day and where all are expected to be treated with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. We perform our best so we can do more for our customers, colleagues, communities and shareholders.Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Keywords: Citizens, Danbury , Private Client Financial Advisor, Accounting, Auditing , Rhinebeck, Connecticut